This has been established by the Supreme Court in a ruling that sets the doctrine that for the company to be released from the obligation to compensate the injured party, it is necessary to prove that a certified letter with acknowledgment of receipt has been sent to the policyholder, "or by any other means accepted in law" by which the termination of the contract is notified.

The civil chamber has established that "for the company to be released from the obligation to compensate the injured party, in the event of non-payment of the first premium or single premium, in a mandatory civil liability insurance policy for motor vehicle circulation, it is necessary to prove that a certified letter with acknowledgment of receipt has been sent to the policyholder, or by any other means accepted in law, by which the termination of the contract is notified"... "the lack of payment of the first premium before the accident occurred "does not release the insurer from its obligation to compensate", but rather, against third parties, "it is necessary to also prove the receipt of communication addressed to the policyholder declaring the contract terminated and without any effect"

Source: www.poderjudicial.es

Lawyers specializing in traffic accident compensation